ÿþ<!DOCTYPE html> <html lang="en"> <head> <title>Fixed Rate Bonds</title> <meta name="description" content="Learn more about the best Fixed Rate Bonds currently available from a trusted and experienced independent resource."> <meta name="keywords" content="Fixed Rate Bonds"> <style> body { text-align:center; font-family: Arial, "Times New Roman"; font-size: 0.8em; margin: 20px 0 30px 0; border: 0; color: #555; } p,li { font-size: 1.1em;line-height: 1.3em; } .container { margin: 0 50px; text-align: left; width: 694px } img { border: 0; } .top-container { width: 694px; position: relative; float: left; margin: -20px 0 10px 0; } .top-left { width: 332px; position: relative; float: left; text-align: center; } .top-right { width: 332px; margin-left: 30px; position: relative; float: left; } h3 { clear: left } a { color: #51311a; } .print-product { width:200px;float:left;position:relative; margin-right:15px;text-align:center;height:200px; } small { display: block; margin: 5px 0 0 0; } </style> </head> <body> <div class="container"> <h1>Fixed Rate Bonds</h1> <!-- ads --> <p>Many consumers are looking at <strong>fixed rate bonds</strong> at a time when many investments are looking insecure. They can offer guaranteed returns to investments which many will choose as part of a balanced investment portfolio and the fixed rates can easily be compared across different issuers to find the best deal with in the market. Fixedratebonds.org was set up to offer independent information and to help consumers find the best value fixed rate bonds, whether they are looking for short term bonds, such as one year, or instead planning a much more long term investment.</p> <script type="text/javascript"><!-- google_ad_client = "ca-pub-2135842614761249"; /* New v3 */ google_ad_slot = "8731987205"; google_ad_width = 336; google_ad_height = 280; //--> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> <p style="float: left; width: 45%; margin-right: 30px; clear: right">In most cases, as you will probably already know, the longer term bonds will offer the best fixed rates and as such will give you a better return but everyone has different circumstances and different needs so we shall cover all types of fixed rate bonds with in this website. With the market itself ever changing, the alternative investment opportunities which compete against bonds will fluctuate in value meaning that bonds will have do likewise to remain competitive. For this reason, what may be the best fixed rate bonds for you today may not be tomorrow and so it is essential that you keep uptodate with the latest situation. You can certainly rely on us for example to keep this website uptodate with the latest fixed rates for bonds but it is important to use a variety of sources in order to get accurate, reliable information.</p> <p style="clear: left;">Most of the best value bonds have to have just a limited life span because they are guaranteed to get huge amounts of interest which will lead to them becoming oversubscribed as news of the best bonds travels like wildfire and they are also particularly popular now because of the problems attached to so many other investment opportunities. It is therefore essential that you move early when taking advantage of the best available bonds before they become fuly subscribed where as you can take more time with any others.</p> <p>It is important to understand that if you are looking at investing in bond then you will need to lock away your money for a reasonable amount of time if you are going to receive a reasonable fixed rate return. Two years plus is a minimum period, otherwise many current accounts will actually offer an equally competitive option to a real short term bond and as such it would not be worth making an investment in those, in most cases.</p> <p style="float: right; width: 45%; margin-left: 30px;">Fixed rate bonds are just one type of all the different options currently available in the market, and we strongly recommend that you take the time to study each one in detail as there may be a suitable option for your needs which you haven't already discovered. Fixed rate bonds can quickly be categorised into their different lengths whilst other interesting options include investment bonds, index linked bonds and government treasury bonds. We will provide more information on each of these as well with in this website, but the main focus will always be on fixed term bonds. We aim to include comparison tables of the different bonds over time in order to help you visually compare the opportunities given by each of the major types of bonds.</p> <script type="text/javascript"><!-- google_ad_client = "ca-pub-2135842614761249"; /* New v3 */ google_ad_slot = "8731987205"; google_ad_width = 336; google_ad_height = 280; //--> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> <p style="clear: right;">Traditionally the UK Government Treasury would be the only issuer of UK bonds but there are now many different ways to invest thanks to the opening up of the financial markets and a greater accessbility for normal consumers as well as corporate companies. .</p> <p>Inflation will always be the main enemy of the majority of fixed rate bonds, though as they each have different properties, the influence will vary substantially. There are also index-linked bonds and these are specifically aimed at curbing any damage to the purchasing power of investment returns as a result of fluctuating inflation levels.</p> <p>The current expectation for the UK economy is that rising inflation will cease in 2012 before dropping substantially as the impact of reductions in Government expenditure begins to take effect. As unemployment continues to rise and benefits fall, for example, all economic factors point to a reduction in inflation over coming years and therefore a rise in the relative value of fixed rate bonds.</p> <p>Those new to bonds must understand the subtle differences between each which may not be immediately obvious but are very important when it comes to your final payment as these differences may multiply over time, such as whether you receive monthly or annual interest payments. Once you have grasped the basics of what factors to look out for, and fully understand the terminology used with in the fixed rate bonds market then it should be fairly easy to find the best one for your needs.</p> <p>Fixed rate bonds are particularly suitable to those who are relatively knew to the bonds market, or investments in general, and as such are not able to accurately follow the different fluctations in levels of factors affecting their bonds. Other may in fact just not have the time to continually follow economic changes and for both of these people fixed rate bonds offer low maintenance investment opportunities with guaranteed returns that even the less knowledgeable investor can understand.</p> <!-- <h2>Keyword</h2> <p><strong>Keyword</strong></p> <h2>Keyword</h2> <p><strong>Keyword</strong></p> <h2>Keyword</h2> <p><strong>Keyword</strong></p> <h2>Keyword</h2> <p><strong>Keyword</strong></p> <h2>Keyword</h2> <p><strong>Keyword</strong></p> <h2>Keyword</h2> <p><strong>Keyword</strong></p> <h2>Keyword</h2> <p><strong>Keyword</strong></p> <h2>Keyword</h2> <p><strong>Keyword</strong></p> <h2>Keyword</h2> <p><strong>Keyword</strong></p> <h2>Keyword</h2> <p><strong>Keyword</strong></p> --> <p>The majority of those who advise others on the best way to make investments will normally suggest that a balanced approach is best, and that a successful portfolio which protects against future economic developments will contain a variety of options which combine security and risk across the whole set of investments. Various products should therefore be used for this, and fixed rate bonds will cover the safer end of any spectrum of financial products.</p> <p>A balanced approach might use floating rate (flexible) bonds in conjunction with the fixed rate ones mentioned here and they will often change interest returns every quarter everything is re-calculated each time. By using both you should be covered against either a drop or rise in interest rates and inflation and not become trapped in investments with returns which are gradually reducing in real terms.</p> <p>There is a simple rule when looking for the highest rates of return, coupon, from fixed rate bonds and that is that those willing to invest more, over a longer period, and with little or no access to the funds during the full duration of the bond, will always receive the highest rates of all. Accessibility to funds is very important and for those who need to leave that possibility, you will see a much reduce rate as a result. It is normally better to only invest a level of finance which you feel comfortable you can avoid touching at all during the period of any fixed rate bond.</p> <!--<p></p> <p></p> <p></p> <p></p> <p></p> <p></p>--> <small>Disclaimer: All financial information displayed within FixedRateBonds.org is provided entirely for entertainment purposes and is not intended to be used as genuine advice in any way, nor should it be.</small> <small>&copy; FixedRateBonds.org, 2011.</small> <small>FixedRateBonds.org, Flat 25, 215 Devons Road, London, E3 3AN, UK.</small> </div> <script type="text/javascript"> var _gaq = _gaq || []; _gaq.push(['_setAccount', 'UA-26223769-2']); _gaq.push(['_trackPageview']); (function() { var ga = document.createElement('script'); ga.type = 'text/javascript'; ga.async = true; ga.src = ('https:' == document.location.protocol ? 'https://ssl' : 'http://www') + '.google-analytics.com/ga.js'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(ga, s); })(); </script> </body> </html>